Disclaimer

General information

Our Content Is General Information

Information published by Better Life Decisions is provided for general informational, educational and comparison purposes.

While we aim to make our content practical and useful, it has not been prepared specifically for your personal circumstances, needs, objectives, financial position, health, risk tolerance or other individual factors.

You should consider whether information on this website is appropriate for your circumstances before acting on it.

Professional advice

We Are Not Your Professional Adviser

Better Life Decisions does not provide personalised financial, legal, tax, accounting, medical, health, insurance or other professional advice.

Articles may discuss topics that overlap with professional fields, but those discussions remain general information unless clearly stated otherwise.

Where a decision could materially affect your finances, legal rights, health, insurance position or other important personal interests, you should consider obtaining advice from an appropriately qualified professional.

Money content

Financial and Money Information

Better Life Decisions may publish general information about budgeting, banking products, mortgages, offset accounts, redraw facilities, insurance, superannuation, investing, fees, interest rates and other money-related topics.

This content is general information only and does not take into account your personal objectives, financial situation or needs.

Financial products can involve fees, risks, eligibility requirements and consequences that differ between individuals.

Check important financial decisions carefully.

Consider the relevant product documents and professional advice where appropriate before making a financial commitment.

Health content

Health and Wellness Information

Better Life Decisions may discuss health-related products, wellness products, fitness technology, supplements, personal-care products, health monitoring devices and similar topics.

This information is not medical advice and is not intended to diagnose, treat, cure or prevent any disease, injury or medical condition.

Product suitability can depend on your health history, medications, allergies, existing conditions and other individual circumstances.

Seek advice from an appropriately qualified health professional if you have medical concerns, symptoms or questions about whether a product is suitable for you.

Insurance information

Insurance Information

Better Life Decisions may compare or discuss insurance products, policy types, features, exclusions, excesses, pricing or other insurance-related considerations.

Insurance policies vary considerably between providers and individual circumstances. Eligibility, exclusions, limits, waiting periods, definitions and claim conditions may apply.

You should read the relevant Product Disclosure Statement, policy wording and other provider documentation before purchasing or changing insurance cover.

Buying recommendations

Product Recommendations and Best Picks

Better Life Decisions may identify products or services that we believe represent strong choices for particular buyers, needs or budgets.

A recommendation does not mean that the product is automatically the best option for every person.

Our recommendations may consider factors including price, features, reliability, specifications, usability, warranty, Australian availability, ownership costs and overall value.

Your priorities may be different, so you should consider whether a recommendation suits your own circumstances before purchasing.

Changing information

Prices, Specifications and Availability Change

Product prices, specifications, stock availability, promotions, warranties, delivery charges, membership fees, service inclusions and retailer terms can change without notice.

Manufacturers may also revise products while retaining similar model names or product ranges.

Information displayed by the relevant retailer, manufacturer or service provider at the time you make a purchase or enter an agreement should be checked before proceeding.

Accuracy

We Aim to Be Accurate, but Errors Can Occur

We make reasonable efforts to research and present useful, accurate and current information.

However, Better Life Decisions cannot guarantee that every statement, specification, price, policy detail or other piece of information will always be complete, current or free from error.

If you notice information that appears incorrect or outdated, please contact us so we can review it.

Commercial relationships

Affiliate and Referral Links

Better Life Decisions may use selected affiliate or referral links.

If you follow one of these links and make a purchase, join a service or complete another qualifying action, Better Life Decisions or Adrian may receive a commission or other benefit.

Commercial relationships do not determine our rankings or recommendations.

Additional information about these relationships is available on our Affiliate Disclosure page.

External websites

Third-Party Websites and Services

Better Life Decisions contains links to websites, retailers, manufacturers and services operated by third parties.

We do not control those websites and are not responsible for their content, availability, security, privacy practices, pricing, products, services or terms.

A link from Better Life Decisions does not mean we endorse every product, statement or service available through the linked website.

Outcomes

No Guarantee of Results

Better Life Decisions cannot guarantee that following information, recommendations or suggestions published on this website will produce a particular result.

We do not guarantee savings, product performance, financial outcomes, health outcomes, investment performance, insurance outcomes, income or other specific results.

Your decisions and their consequences remain your responsibility.

Our job is to make the decision clearer.

The final decision remains yours.

Your responsibility

Check Before You Decide

Before spending money, entering an agreement, changing an insurance policy, making a health-related decision or acting on important information, we encourage you to verify the details that matter to you.

This may include checking directly with the relevant manufacturer, retailer, insurer, service provider, government agency or qualified professional.

Better decisions come from combining useful information with your own circumstances and priorities.

Consumer rights

Australian Consumer Rights

Nothing in this Disclaimer is intended to exclude, restrict or modify any right, consumer guarantee or remedy that cannot lawfully be excluded under the Australian Consumer Law or other applicable legislation.

Where a right or remedy cannot legally be excluded, this Disclaimer should be read subject to that right or remedy.

Keeping this current

Changes to This Disclaimer

Better Life Decisions may update this Disclaimer as the website, our content, commercial relationships or applicable requirements change.

The latest version will be published on this page.